1. Free yourself from debts (1-5)

To be a debtor is as serious as for a gazelle to be trapped by the hunter. Therefore, we should quickly free ourselves from debts by all means, such as working hard till we pay back all debts. Many of today's people are caught in credit card debt, school loans or mortgage payments. We must pay back all debts by all means as soon as possible. Debt is also compared to sins. People don't take sin seriously but sin leads us to eternal destruction. We should go quickly to Jesus to solve all our debts.

2. Consider the ant, you sluggard (6-11)

For the sluggard the wise teaches them to go to the ant and learn from its ways. The ant stores its provisions in summer and gathers its food at harvest, though it has no commander, no overseer or ruler. But a sluggard says, "I will do it tomorrow," then poverty will surely come like a thief. A good gospel worker is prepared in season and out of season to gather spiritual harvests.