1. Let no debt remain outstanding (8-10)

It is not just the governing authorities we should pay what we owe them. Anytime we owe anyone anything, we should discharge that debt. But there is one exception. Our debt of love is never paid off. We can never love someone for a certain time period and then say, "I have paid my debt. I no longer need to love you!" Our debt of love is continual. By loving others, we fulfill the requirements of the law. Loving someone never does them any harm. "Therefore, love is the fulfillment of the law." (10)

2. Understand the present time (11-14)

We don't just blindly love others. We love others with the understanding of the nearness of our salvation. It is closer today than it has ever been. Tomorrow it will be even closer. The night is almost over, the Day is almost here. So, we should stop sinning and behave decently, as God meant us to. No more drunkenness or dissension or jealousy. Rather let us clothe ourselves with the Lord Jesus Christ. Do not think about how to gratify our sinful natures. We are new in Christ! Let us gratify him!