1. The wise and the fool (20-28)

The wise and the fool are sharply contrasted here. The wise store food for the future but a fool wastes all he has. The wise pursue righteousness and love. He finds life, prosperity and honor. The wise pursue a higher goal and succeed. The wise man guards his mouth and protects himself from calamity. The wise work hard and give without sparing. The fool is proud and arrogant. He refuses to work in laziness. He craves for more all day long. He is lazy. His sacrifice is detestable. He witnesses falsely. The fool will perish.

2. The horse is made ready for the battle (29-31)

There is no wisdom, no insight and no plan that can succeed against the Lord. People may prepare the horses for the day of battle but victory rests with the Lord.